Preplanning
Pre-arrangement is the planning of funeral service details and selection of merchandise in advance of need.
Service details include professional and staff services, facilities, equipment and motor vehicles utilized.
Merchandise includes caskets, vaults or grave liners, monuments, urns, clothing and other specifics to do with the direct needs of each particular family.
Why Pre-arrange?
Pre-arranging is an important step in overall estate planning, an additional means of protecting your loved ones.
By pre-arranging you will:
- Have the peace of mind that comes from knowing your loved ones will be spared from having to make difficult decisions at a time of deep personal loss, a time when you are not prepared.
- Guarantee the costs at today’s price insuring the best value.
- Protect life insurance and additional assets for uses other than funeral expenses.
- Guarantee the quality of service that you feel is most appropriate for you.
- Assure and guarantee that desired services will be provided even though funds may be eventually depleted due to Medicaid requirements.
What Are The Types Of Pre-arrangement?
When a pre-arrangement is funded, there will be no additional costs for anything covered in the pre-arrangement contract, regardless of when services are provided. The law in the Illinois requires that the pre-arranged funds be placed in a trust that meets all legislative requirements. This protects you, the consumer. For example, if a funeral home goes out of business, or if you move, your funds are safe and secure and you may have the trust assign your funds to another funeral home of your choice. Time after time, families have come to us with a pre-arrangement that they would like for us to serve. When they find out that only a small portion of the money can be transferred, they are obviously quite upset. Make sure you are dealing with a funeral home that gives you control. With Bolingbrook-McCauley Funeral Chapel & Crematorium, you, the consumer, are in control.
Pre-arranging the funeral service is a step most people take to ease emotional and financial pressures on themselves and their family because it just makes sense.
